How can I view my Unrealised Profit and Loss (P&L) on Bitvavo?

Summary
Bitvavo now shows your Unrealised Profit and Loss (P&L) for each crypto asset you hold. This helps you understand how much profit or loss you would have if you sold your holdings at the current market price.

What is Unrealised Profit and Loss (P&L)?

Unrealised P&L shows the difference between the current market value of your holdings and their total purchase cost. It’s called “unrealised” because the result only becomes final (realised) when you sell the asset.

• Unrealised Profit: When the current market price is higher than your average purchase price.
• Unrealised Loss: When the current market price is lower than your average purchase price.

Where can I see my Unrealised P&L in the app?

You can view your Unrealised P&L directly from your portfolio:

1. Open the Bitvavo app.
2. Go to your portfolio under Your Assets.
3. Tap or click the sorting menu and select P&L.

Your Unrealised Profit or Loss will now be displayed next to each crypto asset you hold.

How is Unrealised P&L calculated?

The Unrealised P&L is calculated as:

Unrealised P&L = (Current Market Price – Weighted Average Cost) × Quantity Held

Your Unrealised P&L changes whenever:

• The market price of the asset changes.
• Your quantity held changes (for example, when you buy, sell, or receive rewards).

Weighted Average Cost (WAC):
The Weighted Average Cost represents the average price paid per unit, considering all purchases of the same asset.

WAC = (Total Cost of Purchases) ÷ (Total Quantity Purchased)

Example calculations

Example 1 – Basic Unrealised P&L

Total BTC purchased: 0.5 BTC
Total cost: £43,400
Weighted Average Cost (WAC): £86,800
If the current market price is £90,000:
Unrealised P&L = (90,000 – 86,800) × 0.5 = £1,600
Your Unrealised Profit is £1,600.

Example 2 – Partial sell transaction

You sell 0.2 BTC at £89,000.

• Realised portion: (89,000 – 86,800) × 0.2 = £440. This profit is now realised and no longer part of your Unrealised P&L.
• Remaining holdings: 0.3 BTC at WAC £86,800. If the market price is £90,000:
  Unrealised P&L = (90,000 – 86,800) × 0.3 = £960.

Example 3 – New purchase after a partial sell

You buy 0.1 BTC at £91,000.

New total holdings: 0.4 BTC
New WAC: (£26,040 + £9,100) ÷ 0.4 = £87,850
If the market price is £90,000:
Unrealised P&L = (90,000 – 87,850) × 0.4 = £860.

Example 4 – Earn rewards

You earn 0.005 BTC through Bitvavo Rewards. Earn rewards don’t change your WAC but add to your holdings at their current market value.

New total holdings: 0.405 BTC
WAC: £87,850
Market price: £90,000
Unrealised P&L = (90,000 – 87,850) × 0.4 + (0.005 × 90,000) = £1,310.

FAQ